What is a Lien?

You’ve heard the word “lien” mentioned in topics about clear title. But what exactly are they?


A lien is any claim from a 3rd party that figuratively attaches to the title of your property. A lien has a monetary value that needs to be resolved prior to conveying title to your property “free and clear” (which is actually an inference for “free and clear of any liens or encumbrances”). Liens can be in the form of a mortgage, the result of a claim of non-payment to a contractor that performed work on the subject property, or as a penalty for non-compliance with ordinances from a local municipality. In some cases, it is possible for the IRS to place a lien against a property as well.

In many cases, these liens can be satisfied at closing either with sale proceeds, or through negotiations for a partial payment in exchange for a release of lien. Our We Buy St Pete Houses team is familiar with navigating this process, and can assist homeowners that have accrued liens which exceed the value of their home.

If you own a home in the Greater Tampa Bay Area and have found yourself in this situation, or have questions about liens, we would be happy to schedule a time to discuss solutions with you. From Clearwater, FL to Tampa, FL, we pay cash for homes in any condition!

If you or someone you know has a property that they would like to sell fast, but a lien is preventing them from doing so, contact us today! We buy houses in St Petersburg, Clearwater, Pinellas Park, Gulfport, Largo, Tampa, Palmetto, Sarasota, Manatee, Pasco, Hudson, Port Richey, New Port Richey, and more!

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